RedClick Club Terms and Conditions

The Promoter is Generali España de Seguros y Reaseguros, S.A., trading as RedClick and Generali (“we”, or “RedClick”, or the “Promoter”). The Registered Office of RedClick is, 5 Town Hall Place, Farnham Street, Cavan, Co. Cavan, Ireland, H12V9F5.

The Promotion is managed by Scream Limited t/a WIN | WIN (Argyle Square, Morehampton Road, Dublin 4), (“WIN/WIN”) a third-party rewards company, in conjunction with RedClick.

General RedClick Club Terms and Conditions

All current customers (main RedClick Policy Holders) who bought directly from RedClick and have opted in to receive marketing communications can access all the benefits of RedClick Club Spin to Win, competitions and retail discount offers.
Employees of RedClick & WinWin and their partner/spouse are not eligible to take part in ‘Spin to Win’, competitions and retail discount offers.
Entry to the competition is free. No purchase is necessary.
By registering for RedClick Club, or applying for a RedClick Club prize, entering a RedClick Club competition or applying for any RedClick Club retail discount, you are deemed to have accepted these terms and conditions. Any failure to comply with these terms and conditions may result in disqualification from the promotion and, if applicable, forfeiture of the prize. RedClick’s decision will be final.
We reserve the right to make any changes to the RedClick Club service or to discontinue any aspect or feature of the service without notice.
We reserve the right to change these terms and conditions at any time. By continuing to use the RedClick Club service you will be deemed to have accepted, and agree to be bound by, the varied terms and conditions which will be posted here.
To the extent permitted by law, RedClick hereby excludes any and all liability whatsoever and howsoever arising from the entrants’ participation in the promotion and, if applicable, from the entrants’ use of the RedClick Club service. Any such use is entirely at your own risk and in no event shall we be liable for any direct, indirect, incidental or consequential loss or damage including without limitation loss of income, data or other information as a result of the use of RedClick Club service.
You acknowledge and agree that we are not responsible for the availability of any third-party products and services or what you access through RedClick Club. We shall not be held responsible or liable for any content, advertising, products or services available from a third party. Any dealings between you and third party via RedClick Club, including payment for and delivery of products, services and any other terms, conditions, warranties or representations associated with such dealings, are made between you and that third party. Therefore, we are not responsible or liable for any loss or damage of any kind incurred as the result of any such dealings.
We accept no liability or responsibility for any of third party’s bookings, products and services. That particular third party will be supplying products and services to you on their own standard terms and conditions.

Spin to Win Terms and Conditions

In addition to the General RedClick Club Terms and Conditions above, the following terms and conditions apply to the ‘Spin to Win’ promotion.
The October 2026 Spin to Win wheel will only be active from 14th October 2026 until midnight on 14th November 2026. You must spin the wheel before this deadline for the chance to win a prize.
All winners will receive an email communication with a link to their prize.
All prizes in Spin to Win will have specific Terms and Conditions that apply, which are outlined below.
All prizes and competitions are subject to change.
Eligible customers will have a Maximum of 2 spins in each Spin to Win.
Active RedClick customers, who purchased directly from RedClick, may receive an additional opportunity to spin the wheel in the following circumstances:
- Where they purchase an additional RedClick insurance policy, resulting in them holding more than one active RedClick policy;
- Where they are celebrating their 5th, 10th or 15th anniversary with RedClick, they will receive one additional opportunity to spin the prize wheel in each quarter of that anniversary year.

Spin to Win Prizes Terms and Conditions

€10 Retail voucher

You will receive notification to open a Gifty Voucher link to redeem your prize.
You have 90 days from the date you receive your Gifty Voucher link to convert your Gifty Credit into Brand Gift Codes.
You will have 1 year to use your Brand Gift Code.
Please familiarise yourself with the Brand's individual Terms and Conditions and Steps to Redeem.
For full terms and conditions please see gifty.ie.

€100 Early Table Restaurant voucher

Winners must contact WIN|WIN within 3 months of winning their prize by email to RedClickSupport@winwin.ie.
Restaurants are subject to availability.
Restaurant voucher may not be exchanged for cash.
Restaurant vouchers have a 12-month expiry.
List of restaurants available on earlytable.ie.
Cannot be used in conjunction with any other offer or promotion.
Once Early Table voucher is accepted by the restaurant any subsequent issues must be taken up by the restaurant.
Restaurant Terms and Conditions will apply.

€90 Fuel/EV Charging Voucher

Your prize; you can choose from two types of Circle K vouchers, up to a total value of €90 - a fuel Voucher or an EV Charging Voucher.

Note: Fuel voucher(s); are up to a maximum value of €90. Each voucher must be used in full, in one transaction only.

Circle K QR Codes are not valid in Circle K Express.
Each QR Code can only be scanned once.
Each QR Code is valid for one single transaction only & no balance will be carried. No change will be given.
This QR Code entitles the recipient to redeem Fuel to the value depicted as Fuel Credit on the face of a QR Code. It is not possible to use this QR Code for any other products.
You must only present your QR Code after your fuel fill has been completed and not in advance. If you do so, you will clear the balance on your QR Code and it will not be possible to use against your subsequent Fuel purchase. QR Codes cannot be reissued if cleared in error prior to completing your Fuel Fill.
By presenting this QR Code to Circle K for use, you agree to be bound by these terms and conditions of use.
Subject to availability and opening hours;
1. a Fuel QR Code shall be redeemable against miles or miles PLUS unleaded and diesel fuel at Circle K stations in the Republic of Ireland (excluding Circle K Express).
2. An EV Charge voucher shall be redeemable at selected Circle K stations that include EV Charging points for use in the Republic of Ireland (excluding Circle K Express).
QR Codes cannot be used at outside payment terminals
Only one QR Code can be used per transaction for one fuel grade.
Any outstanding transaction balance must be paid using cash, credit or debit card.
Cannot be used in conjunction with any other offer or fuel card.
No substitutes or cash alternatives will be available, and QR Codes are non-transferable.
Digital Gift Codes will be valid for 12 months from date of redemption.
Vouchers cannot be combined into 1 voucher of higher denomination.
For list of participating locations (CK Express excluded) please see: circlek.ie/service-station/site-locator

EV Vouchers

Winners must contact WIN|WIN within 3 months of winning their prize (RedClickSupport@winwin.ie).
Voucher may not be exchanged for cash.
Vouchers have a 12-month expiry.
Vouchers cannot be used in conjunction with any other offer or promotion.

€20 Fuel Voucher

This Circle K fuel voucher is to the value of €20 and must be used in full in one transaction only.
Circle K QR Codes are not valid in Circle K Express.
Each QR Code can only be scanned once.
Each QR Code is valid for one single transaction only & no balance will be carried. No change will be given.
This QR Code entitles the recipient to redeem Fuel to the value depicted as Fuel Credit on the face of a QR Code. It is not possible to use this QR Code for any other products.
You must only present your QR Code after your fuel fill has been completed and not in advance. If you do so, you will clear the balance on your QR Code and it will not be possible to use against your subsequent Fuel purchase. QR Codes cannot be reissued if cleared in error prior to completing your Fuel Fill.
By presenting this QR Code to Circle K for use, you agree to be bound by these terms and conditions of use.
Subject to availability and opening hours, a Fuel QR Code shall be redeemable against miles or miles PLUS unleaded and diesel fuel at Circle K stations in the Republic of Ireland (excluding Circle K Express).
QR Codes cannot be used at outside payment terminals.
Only one QR Code can be used per transaction for one fuel grade.
Any outstanding transaction balance must be paid using cash, credit or debit card.
Vouchers cannot be used in conjunction with any other offer or fuel card.
No substitutes or cash alternatives will be available, and QR Codes are non-transferable.
Digital Gift Codes will be valid for 12 months from date of redemption.
Vouchers cannot be combined into 1 voucher of higher denomination.
For list of participating locations (CK Express excluded) please see: circlek.ie/service-station/site-locator

€5 Costa Voucher

Gifts may only be redeemed at participating Costa Coffee Stores in Republic of Ireland. This offer is not available at Costa Express stores. A list of participating stores is available by clicking on the following link for all locations https://www.costaireland.ie/locations/store-locator/map
Each Gift code is up to the value of €5.00
Gift Codes can be used against the purchase of any in-store items, including drinks and food, at participating Costa stores (excluding express stores)
Only one code per customer may be redeemed.
Promo code may only be used within the valid dates shown on the voucher. Expired promo codes will not be accepted.
All promotional offers may be subject to certain limitations and/or preconditions as indicated thereon.
Gift/promo code cannot be exchanged for cash or gift cards and are non-refundable.
Full Costa gift code terms and conditions are available on www.costaireland.ie/gift-cards

Charity Donation

Each charity donation will go to your chosen charity at the end of each quarter.
All donations made through this website are voluntary and non-refundable.
The donated funds will be used for the charitable purposes described on the charity website.
The organisation (“the Charity”) reserves the right to allocate the funds as it deems fit to best serve its charitable objectives.
There is no cash alternative to this donation.
All decisions are final and can’t be swapped after your choice has been made.
Further queries related to the charities relief efforts should be directed to the charities directly.

Chance to Win €2,000

Each valid entry to the Spin to Win Competition Prize Draw, will be entered into a prize draw for a chance to win one of two €2,000 cash prizes (each a “Prize”).
Entry into this Prize draw is deemed to be acceptance of these rules.
Only one entry per person.
The Prize draw is not open to anyone directly connected with this Prize draw, including RedClick employees.
The Prize draw opens on 14th October 2026.
The Prize draw closes at midnight on 14th November 2026. Entries received after this date and time will not be considered.
Two winners will be selected at random from all valid entries received.
Winners will be notified using the contact details associated with their RedClick policy no later than the close of business on 27th November 2026.
The Promoter will use reasonable endeavours to contact the winners. To win this Prize, the recipient must be available to take the call from the Promoter, or if not available to take the call, must return the Promoter’s call or respond to the email, within 7 calendar days, otherwise the Prize will be forfeited.
If any selected winner is unavailable to take the call and fails to return the Promoter’s call within 7 calendar days of the notification, then another winner will be selected at random.
On notification of winning, the winners will be instructed on the collection or delivery of the Prize by a member of the RedClick team.
The Prize will be paid via electronic bank transfer, by our RedClick Club agency WinWin, to a bank account in the winner’s name within 10 working days of the winner claiming their Prize. The winner will be contacted by a member of the RedClick team where the winner will need to provide their full name, address, bank details, IBAN number and contact phone number to fulfil the Prize by electronic bank transfer. If the winner does not provide their bank details or IBAN number, the Promoter cannot fulfil the Prize, and it will therefore be forfeited for the Promoter to select another random winner.
The Promoter reserves the right to replace the Prize with an equivalent prize without notice.
Entry to the competition is free. No purchase is necessary.
The Prize is non-transferable and there is no alternative. No part or parts of the Prize may be substituted for other benefits, items or additions. The Prize must not be transferred to another party.
The winner may be invited to take part in promotional activities, including, the publication of their entry, name, photograph, a short audio recording of the winning phone call and the value of the main prize, with their written consent. No remuneration will be associated with this activity. The winner may also be invited to attend in person at our Dublin office and take part in a brief photoshoot, again subject to their written consent.
The Promoter reserves the right to alter, amend or terminate the Prize draw without prior notice.
The Promoter’s decision is final, and no correspondence will be entered into.
The Promoter accepts no liability for lost entries. The Promoter and their agents accept no responsibility for difficulties experienced in submitting an entry to this Prize draw, including any technical, hardware or software failures of any kind or lost or unavailable network connections which may limit or prohibit an eligible entrant’s ability to participate in the Prize draw.
The winners must act within the framework of acceptable and proper behaviour during the course of the Prize and comply with all rules and regulations laid down by those providing the elements of the Prize.
No other additional expenses are included in the Prize.
To the maximum extent permitted by law, the Promoter accepts no liability for any loss damage and/or personal injury suffered by the winner(s) or any guests chosen to participate with the winner in the Prize, as a result of their participation in the prize draw and/or arising out of the winner's enjoyment of the Prize.
The Promoter reserves the right to exclude any entries at its complete discretion, including those entries that the Promoter believes to be fraudulent, or based on misconduct.
By entering this prize draw, entrants agree to the personal data they supply being used by the Promoter to administer the Prize draw. The winner's data will be held for up to two years.
Your Information: RedClick is careful to treat the privacy of its customers with care and due regard to the laws of Ireland. The information, including personal data, which you submit to enter the Promotion, will be used by RedClick to run the Promotion. This information will not be used for any other purpose unless otherwise requested by you. Calls may be recorded for verification and training purposes. RedClick will handle any personal data in accordance with the RedClick Privacy Policy which is available at www.redclick.ie/privacy-policy-and-general-data-protection-regulation
Governing Law: These terms and conditions are governed by the laws of Ireland and subject to the exclusive jurisdiction of the Irish courts. These terms and conditions do not affect any statutory rights you may have as a consumer.

RedClick Club Rewards Offers & Discounts Terms and Conditions

E-Gift Codes: The Offer or Discount you select will generate an automatic e-Gift Code, please follow its specific guidelines. Specific terms and conditions will apply to each Offer or Discount and will be outlined on each e-Gift Code.
If using the code via an online mechanic, you simply enter the promotional code when prompted as part of the online payment process. This will then apply your discount.
Please always refer back to RedClick Club for full details of the promotion. These will be provided to you when redeeming the Offer or Discount.
You will receive your e-Gift Code automatically after selecting your Offer or Discount of choice.
If you do not receive your Offer or Discount e-Gift Code automatically, please contact the WIN|WIN’s support team within 7 days via email RedClickSupport@winwin.ie or call our customer service team on 01 685 5391. Our lines are open Monday to Friday 9.30AM – 16.30PM. Any notifications outside of this window will not enable re-issuing of your e-Gift Code.
Please follow the online promotion instructions thoroughly to ensure you redeem the correct Offer or Discount. No substitutes or alternatives will be available.
E-Gift Codes are non-transferable.
Each e-Gift Code has an expiry date and must be used before this expiry date.
Breach of these terms and conditions will result in disqualification from the promotion. The decision of the Promoter in this matter will be final.
The Promoter will not be liable, either severally or jointly, or have any responsibility, for lost or stolen e-Gift Codes.
The Promoter reserves the right to amend, suspend or terminate the Promotion at any time. The promoter does not accept any responsibility or liability whatsoever for:
1. any technical failure or malfunction or any other problem in any network, system server, provider, delivery service or otherwise which may result in email information being lost or recorded whereby waive any claim whatsoever for any losses, costs, damages and expenses arising from such problems
2. Injury or damage to the participant upon delivery or use of their prize
Participating partner’s offers will frequently rotate in order to keep site content fresh and updated. Offers or Discounts can be removed and/or replaced by participating Suppliers.

Additional Rewards Partner Offers Terms and Conditions

Newbridge Silverware: 15% off online

Offer applies to full-price jewellery, kitchenware and giftware purchased online at Newbridge Silverware.
The discount code must be entered at checkout on www.newbridgesilverware.com.
The promo code is multi-use and may be redeemed more than once during the offer period.
Offer excludes sale items, gift cards and delivery charges.
Offer is subject to availability and may be withdrawn at any time.
Offer cannot be used in conjunction with any other discount, promotion or offer.
Newbridge Silverware’s standard terms and conditions apply.

Expert Electrical: 10% off online

Only one Discount code may be used per transaction
Fitbit, Apple, Dyson and PlayStation are not included
Discount does not cover delivery costs
Discount is subject to availability and may be withdrawn at any time
Discount Offer cannot be used in conjunction with any other discount, promotion or offer.
Discount codes can be redeemed online only (https://www.expert.ie/)
Expert standard Terms & Conditions apply and can be viewed at https://www.expert.ie/term-conditions/
Once the Discount code is accepted by the retailer’s website, any subsequent issues must be taken up with the retailer directly.